Plan coverage brief · Prudential Hong Kong Limited
Does 高端医疗自由行计划2–4显式名单 cover treatment in China?
Yes — this plan publishes a direct-billing network of 732 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade B evidence
check Release R295
check Data cutoff 2026-08-03
732
in the published network
Direct billing
primary payment path
Grade B
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Shanghai
189
Beijing
151
Guangzhou
45
Shenzhen
43
Chengdu
28
Hangzhou
28
Hospitals in this plan's network
Pediatric Hospital Affiliated to Fudan University (Minhang New Hospital)
復旦大學附屬兒科醫院國際部
International Medical Services, Peking Union Medical College Hospital (Xidan Campus)
北京協和醫院西單院區國際醫療部
Guangzhou United Family Hospital
广州和睦家医院
Shenzhen Gushengtang Nanshan Branch
深圳固生堂南山分院
+ 728 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.