Plan coverage brief · Sun Life Hong Kong Limited

Does WeHealth Preferred; WeHealth Prestige; SunHealth Medical Essential; SunHealth Medical Premier; BRIGHT Superb Health(条件性现金less);WeHealth; WeHealth Plus; SunHealth Medical Care; SunHealth Medical Fit(仅最高RMB40,000住院押金安排) cover treatment in China?

Yes — this plan publishes a direct-billing network of 690 hospitals in mainland China.

This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.

check Official insurer documents

check Grade B evidence

check Release R295

check Data cutoff 2026-08-03

690

in the published network

Direct billing

primary payment path

Grade B

public evidence

How payment works with this plan

1 · Pays the hospital directlyYouHospitalInsurer2 · Deductible / co-pay only

With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.

Where the network is

Shanghai

55

Beijing

48

广东省

47

Tianjin

32

Guangzhou

26

河北

18

Hospitals in this plan's network

The Sixth People's Hospital Affiliated to Shanghai Jiaotong University

上海交通大学附属第六人民医院

Beijing Ditan Hospital Affiliated to Capital Medical University

首都医科大学附属北京地坛医院

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The First Affiliated Hospital of Tianjin University of Traditional Chinese Medicine

天津中医药大学第一附属医院

+ 686 more hospitals in the verified list

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What to do next

1

Confirm your personal eligibility

The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.

2

Request pre-authorisation early

For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.

3

Let us coordinate the direct-billing desk

We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.

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Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.