Plan coverage brief · AIA Hong Kong
Does 中国内地睿选指定医院 cover treatment in China?
Yes — this plan publishes a direct-billing network of 1781 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
1,781
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Beijing
125
Shanghai
112
Guangzhou
87
Tianjin
52
Chengdu
44
Shenzhen
43
Hospitals in this plan's network
Beijing Oasis International Hospital
北京明德醫院 (Private)
Shanghai Delta Hospital
上海德達醫院(Private)
Guangzhou Xin Shi Hospital
廣州新市醫院
TEDA Puhua International Hospital
天津泰達普華醫院 (Private)
+ 1,777 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.