Plan coverage brief · AIA Hong Kong
Does 指定中华人民共和国医院 cover treatment in China?
Yes — this plan publishes a direct-billing network of 1665 hospitals in mainland China.
This plan's insurer publishes a hospital network in mainland China that supports direct settlement. The published relationship exists — your personal eligibility, benefit level and pre-authorisation still decide each case.
check Official insurer documents
check Grade A evidence
check Release R295
check Data cutoff 2026-08-03
1,665
in the published network
Direct billing
primary payment path
Grade A
public evidence
How payment works with this plan
With direct billing, the insurer settles the bill with the hospital — you are not asked to pay upfront.
Where the network is
Beijing
89
Shanghai
82
Guangzhou
81
Tianjin
44
Chengdu
42
Chongqing
38
Hospitals in this plan's network
+ 1,665 more hospitals in the verified list
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What to do next
1
Confirm your personal eligibility
The network is published at product level. Your certificate, benefit tier and waiting periods still apply — confirm them with your insurer.
2
Request pre-authorisation early
For planned inpatient treatment, insurers issue a guarantee of payment to the hospital before admission. Start this 2–4 weeks ahead.
3
Let us coordinate the direct-billing desk
We liaise with the hospital's international office so the billing arrangement is confirmed in writing before you travel.
Based on public evidence as of 2026-08-03 (release R295). This is research information, not insurance advice, a payment guarantee or a contract interpretation. Eligibility, covered area, pre-authorisation, GOP, direct billing and payout always depend on your current policy and final confirmation by your insurer and the hospital.